North Carolina Coastal Real Estate Alert

Feb 18, 2026 | News

Shoreline erosion in the Outer Banks continues to accelerate, with 31 homes lost since 2020—and more following recent storms.

What matters for owners & businesses:
🏠 Homes can’t access insurance or NFIP funds until after collapse
📉 Erosion averages 6–8 feet per year in some areas
🧹 Cleanup costs and environmental exposure are rising
🏛️ Federal relief allowing pre-collapse funding remains stalled

📌 Takeaway: Coastal property in NC now carries material insurance, timing, and exit risk that must be priced into ownership and leasing decisions.

https://coastalreview.org/2026/02/causey-urges-help-for-outer-banks-after-more-homes-fall

Dylan Cunningham

J Dylan Cunningham, CCIM is the founder of Oak Street Commercial Real Estate, LLC, a firm located in Apex, NC on a mission to help business owners and commercial real estate owners create long-term strategies that align with their objectives through real estate.

We believe in going beyond the transaction, taking a deep look at where you want to be in five, ten or even twenty years from now—and how we can help you get there with thoughtful, strategic decisions today.